Consumers who have cancer insurance policies with Central United Life Insurance Company have until June 3, 2008, to review the details of a class action lawsuit against the company and opt out if they wish to exclude themselves from the class.

The Central United cancer policies provide for reimbursement of “actual charges” on claims for chemotherapy / radiation benefits. However, it appears that contrary to the terms of the policy, Central United has been paying only a portion of the charges, based on what the physician was paid by medical insurance or Medicare. Policyholders may have received only 30-40 percent of what they were owed.

A class action notice known as Skelton v. Central United Life Insurance Company was mailed to policyholders who possessed a policy during the timeframe of February 2003 through April 2008. Policyholders must opt out of this class action if they wish to pursue an individual claim.

This class action would settle for all policyholders any dispute over claims for benefits. This settlement would affect any current claims, and also any future claims or disputes.

It is recommended that policyholders contact an attorney for legal advice immediately to determine if they should opt out. If policyholders do not opt out by the June 3 deadline, they will not be able to pursue individual litigation if they feel the class action decision is not an adequate remedy or if they file a claim on the policy in the future.

Beasley Allen is currently pursuing individual claims of those who wish to opt out of this class and is accepting cases for those who wish to opt out of this class and pursue litigation of their own.

In addition to the Central United cases, Beasley Allen also is currently reviewing all cancer policy claims concerning the “actual charges” issue.

If you are a Central United Life Insurance cancer policy holder and would like to speak with an attorney about opting out of the Skelton v. Central United class action, or if you would like our attorneys to review another cancer policy “actual charges” reimbursement issue, contact us today for a free legal consultation.

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