When it works properly, the seat belt is indisputably the most important safety device in an automobile. When it fails, the seat belt can allow or even cause serious injury and death.

Products liability is one of the most dynamic fields of law in the United States. The cost and complexity in this field is evolving so rapidly that without thorough preparation the attorney will find the path to success strewn with many unforeseen and technical pitfalls.

When they work properly, resstraint systems in automobiles and trucks indisputably prevent or lessen injury in crashes. When they fail, setbelts and airbags can allow or even cause serious injury and death.

Defense attorneys often utilize the long-established practice of ex parte communications with plaintiff's treating physicians. It was an effective tool in preparation of the defense case until HIPAA. The Health Insurance Portability and Accountability Act (HIPAA) became law on August 21, 1996, and authorized the first comprehensive federal standards for protecting the privacy of personal health information ("Privacy Rules").

When an automobile collision causes multiple losses, determining the extent of liability coverage for each party can be problematic. Most liability policies limit coverage to a specified amount, depending on the number of "occurrences" in a particular case. It is often difficult to determine whether there has been one or multiple occurrences.