As Alabamians, we have all been faced with, or forced to deal with, certain aspects of the blighted history of our state and its segregationist past.However, what many people don't realize is that during our state's most tumultuous time in history, Alabama also offered the nation a unique and profound piece of civility to which we can all be proud. Alabama is considered by many as the birth place of the Confederacy, the birth place of the Civil Rights movement - and - the birth place of the Professional Code of Conduct that governs our actions as lawyers.Insert Description of the Document Here

The practioners of these unscrupulous practices are not only exploiting those who historically have had the least access to resources in our society, but are fortifying a system in which they control the only means of access.

The two main areas of consumer fraud that will be addressed in this paper are the victimization of consumers by the financial services industry, more commonly referred to as predatory lending, and the types of fraud perpetrated on consumers in the sale of insurance. This paper will also discuss both industries attempt at immunity by requiring pre-dispute, binding arbitration.

Law Day is a national day set aside to celebrate the rule of law. Law Day underscores how the law and the legal process have contributed to the freedoms of all Americans.

This paper deals with what has commonly been called Mortgage Fraud. It does not deal with all potential types of fraud involving a mortgage company but only a very limited type. Specifically, it will discuss a situation where a home improvement contractor does work to a home and takes a mortgage on the home as payment for the work. As soon as the homeowner signs the mortgage, the contractor assigns the mortgage to a mortgage company. The mortgage company pays the contractor for the work done on the home by purchasing the mortgage. The mortgage company then collects the payments from the homeowner on the mortgage.