In the largest settlement to date in a Pennsylvania insurance bad faith case, The Princeton Insurance Co. has agreed to pay $20 million to settle a claim brought on behalf of a tavern that was hit with a $75 million verdict in a Dram Shop Act lawsuit.

When Brandy Ferguson filed a lawsuit against The Rum Jungle about the death of her 27-year-old husband, she stepped into an area of legal liability not popular with many jurors.

Both sides agree that it was a terrible tragedy the night Christopher Torrence drunkenly drove his high-end Mercedes down North Boulevard at about 125 MPH and crashed, killing himself and one of his passengers and crippling another.