Starting today, Alabama lawyers will answer a toll-free hotline to assist homeowners faced with foreclosure, according to the Alabama State Bar and Legal Services Alabama, two organizations that partnered to provide the service.

The hotline number is 1-877-393-2333, according to Brad Carr, director of communications for the state bar in Montgomery.

Help is free to anyone. “You can own a McMansion or a modest home; it doesn’t matter,” he said. Lawyers from Mobile and around the state will staff the hotline, he said.

“There are foreclosure procedures as simple as writing a letter to your lender, and the attorneys can do that,” Carr said. “Or they can help in a mediation with your lender.”

If the matter is already in litigation and the homeowner needs representation in court, the homeowner will be charged a fee, with the amount based on the person’s income, he said.

Alabama has two kinds of foreclosure proceedings, judicial and non-judicial, according to Thomas J. Methvin, a Montgomery attorney and president-elect of the state bar. Non-judicial foreclosures are most common and can occur within 21 days, he said.

“This is why it is crucial for homeowners who have missed making even one monthly mortgage payment to call the hotline immediately,” he said.

Local attorney Henry Callaway serves on the state bar’s foreclosure task force.

The assistance hotline kicked off in Huntsville earlier this month, followed by Mobile and will soon be available in Montgomery and Birmingham, according to Carr.

The nonprofit Legal Services Alabama, which provides legal assistance to low- income Alabamians, pays the attorneys to man the hotline. The cost is covered by a grant from the Alabama Civil Justice Foundation and Access to Justice Commission.

For more information on foreclosures, go to the state bar’s web site at www.

We're here to help!

We live by our creed of “helping those who need it most” and have helped thousands of clients get the justice they desperately needed and deserved. If you feel you have a case or just have questions please contact us for a free consultation. There is no risk and no fees unless we win for you.

Fields marked * may be required for submission.

A positive manner

Several years ago my brother and sister -in-law were in a terrible car accident. My sister in-law was paralyzed from her neck down. Beasley Allen handled the case for my brother to see to it that my sister-in-law received the proper and necessary care she needed. I appreciate the attorneys and staff of Beasley Allen in handling this matter quickly and in a positive manner. Good job Beasley Allen!!