Lydia Zapata is a member of Beasley Allen Law Firm’s Consumer Fraud Section, where she currently focuses on Blue Cross and Blue Shield (BCBS) antitrust multidistrict litigation (MDL).
The BCBS antitrust MDL, currently pending in the Northern District of Alabama, is a broad-sweeping group of claims against the insurance giant that is divided into two tracks, one for subscribers and one for providers. Lydia and the other members of the trial team are working on the provider track.
The BCBS organization is comprised of separate companies that cover different geographical regions of the country, and the lawsuit claims those individual companies agreed amongst themselves to stay out of other geographic regions. For example, BCBS of Alabama and BCBS of Mississippi agreed to not compete with each other for providers (hospitals and physicians) or subscribers (individual and group policyholders). Normally, competition in a certain area drives costs down with each company trying to be the lowest available. Absent competition, the companies were able to set prices for both reimbursement and premiums at any price they chose. This litigation seeks to hold the BCBS entities accountable for their anticompetitive agreements.
Lydia graduated from the University of Alabama with a B.S. in biology in 2005 and then earned her Juris Doctor from Faulkner University’s Thomas Goode Jones School of Law in 2012, graduating cum laude.
While at Jones, she competed on both the Mock Trial and Moot Court teams, served as a member of the Board of Advocates and served as executive editor of the Faulkner Law Review.
Lydia currently is a member of the Alabama State Bar and is on the Alabama State Bar Lawyer Referral Service Board of Trustees.
While in law school, Lydia served as a clerk for the firm’s Consumer Fraud Section and then worked as Of Counsel with the firm from 2012 through 2013, focusing on Average Wholesale Price litigation. She then worked at Jones as assistant director of admissions from 2013 to 2014 and became director of admissions in 2014. Before rejoining the firm in 2017, she worked for the Honorable Judge Paul W. Greene as a law clerk in the U.S. District Court, Middle District of Alabama.
Lydia attends Our Lady of Guadalupe Catholic Church in San Antonio, Texas.